Pension system 

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Teb Nv 2001 3435
... these parameters. finally these parameters constitute a guideline in order to form an internal rating system. alco regularly meets to discuss market risk, liquidity and asset allocation. during the meetings management ... 2001 and 2000 are euro 478,163 and euro 290,211 respectively. retirement benefits the pension plan is based on a fixed contribution as a percentage of the annual salary, whereby ...
tebnv.nl

Teb N.V. Kapak 2000
... , security access systems, etc.) in order to enhance the efficiency and controls surrounding our core system. we have continued to improve the extent of controls through the recently established internal control ... the financial statements teb economy bank n.v. annual report 2000 21 retirement benefits the pension plan is based on a fixed contribution as a percentage of the annual salary, whereby ...
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binnenwerk ATbank.indd
... risk the bank is exposed to certain potential losses caused by a failure in information, system pro- cessing, settlement of transactions and procedures. the bank's policy to control operational ... the remuneration of the board of managing directors and supervisory board. pension obligations are insured with an insurance company. the pension scheme is a defined-contribution plan, hence the bank pays a ...
atbank.nl

untitled
... the bank is exposed to certain potential losses caused by a breakdown in information, system processing, settlement of transactions and procedures. the bank's policy to control operational risk ... full-time equivalents was remuneration of supervisory directors and managing directors the remuneration (including pension costs and bonuses) of the members of the board of managing direc- tors during ...
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ar2001.pdf
... . to increase service quality, a new customer relationship management (crm) system has been implemented.this crm system makes it possible to optimize cross-selling opportunities. in 2002 there ... .the personnel manager is inter alia responsible for insurance issues, salary administration, taxes, pension and collective labour agreement items and the hr development manager for training, recruitment, ...
garantibank.nl

ar1999.pdf
... banking project in our bucharest branch. we also have implemented our general banking application system (the globus system) in our new branches in munich and berlin and we have connected these ... as follows in the netherlands outside the netherlands remunerations of supervisory directors the remunerations (including pension costs) of current members of the executive board amounted to eur 925,507 in ...
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Doku_Con_Juni05_s1_33.qxp
... marianne, patterns of financial behaviors implicati- ons for community educators and policy makers, federal reserve system community affairs research confe- rence, discussion draft february 2003; roy morgan research, anz sur- ... madrain and shea (2001)25 show the difference in participation rates in a 401(k) pension saving scheme for two different groups of new employees in a firm. when people were ...
www.wsnp.rvr.org

Report FM
... problems for the banks and other financial institutions. banks and pension funds in surplus countries and or countries with mature funded pension schemes, such as the netherlands and the uk, face ... spreads on corporate bonds and asset-backed securities (abs). lower economic activity, coupled with financial system distress could well force distress selling, which might again lead to credit prices to ...
ing.nl

AMBA 1644140 v14 ABN AMRO RD 2009 DOC
... your investment. 17 market conditions risk factor update since mid 2007, the global financial system has experienced difficult credit and liquidity conditions and disruptions leading to less liquidity, greater ... guarantee scheme of eur 200 billion in october 2008 to assist banks, insurance companies and pension funds with financing problems as a result of the inadequate functioning of the market ...
snsbank.nl

Microsoft Word - final version1..doc
... of coffee by maarten van der molen, july 2009 13 investors (corporate and government pension funds, sovereign wealth funds, university endowments and other institutional investors) who had larger positions ... is said that index speculators use this mechanism their transactions. another downside of this system is that the non-commercial traders are wrongly categorized in the cftc classification scheme ...
triodos.nl