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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... of and to effect social change regarding overindebtedness,' collectionwatch gives a universal definition of what is meant by mean by overindebtedness'. unlike those in the past and also those initiatives ... , or an administrative model. under the first model, households whose debt service ratio (the percentage of interest payment and debt repayment in relation to available income) exceeds a certain ...
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Netherlands cf USA Cons BK Reform v2.doc
... many respects adopted the consumer bankruptcy system in place for the past six years in the netherlands. since the late 1800s, the netherlands ... 9, at 892-94. the 2005 amendments will change this, too, although only for a small percentage of debtors. see infra part iii.b.2. ... not in terms of a percentage of the debtor's total income, but in terms of a percentage of the official welfare assistance level ...
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