|
1 - 5 van 5 voor personal service
7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... transparency for users who approach a service, allowing them to be aware of what that service is and is not offering. also, to ... to a fundamental change in society's view of both personal debt and personal insolvency. the likelihood is that such changes will accelerate ... and t is reasonable with regard to the debtor's personal and financial circumstances that they should be eligible for debt relief ...
www.wsnp.rvr.org
Doku_Con_Juni05_s1_33.qxp
... qualifications in this way. also, the employability of clients is increased. the debt counselling service schuldnerberatung kwh was responsible for the coordination of the cooperation model and in ... nient access to the internet.12 howe- ver, the most important source about personal finances is personal experi- ence.13 financial knowledge surveys of financial knowledge in several oecd countries14 ...
www.wsnp.rvr.org
Netherlands cf USA Cons BK Reform v2.doc
... cnt id 85425 folder folder id 18151 . 42 see, e.g., nick huls, alternatives to personal bankruptcy, in verbraucherkredit und verbraucherinsolvenz perspektiven fuer die rechtspolitik aus europa und usa hereinafter, huls ... 51% of them had received pre-wsnp counseling from a gkb, as opposed to social service agencies or private counselors. see id. at 81. 13 of the debt counseling industry in ...
www.wsnp.rvr.org
zusammenfassung-u1-u4.qxp
... the balance is negative, debt counsellors may resort to so- called collective repayment program- mes (personal insolvency), which is an appropriate legal way also for hopelessly overindebted clients to lead debt ... - ment. some 11.4 million was provi- ded in the year 2004 for the service. the service is free, confidential and independent. features of mabs the key features of the programme are ...
www.wsnp.rvr.org
Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... overindebtedness, all of which encompass a formal, legal response to an individual's inability to service his or her debt burden. in some national approaches, this concept excludes sole proprietors and ... laws contain a mechanism for allowing debtors, even those not engaged in business, to seek personal and household rehabilitation through some sort of procedure that concludes with a discharge of part ...
www.wsnp.rvr.org
| 