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1 - 3 van 3 voor present value
Doku_Con_Juni05_s1_33.qxp
... ) overindebted people. this conference with experts from different european countries has been used to present and discuss the overall results of two previous conferences on overindebtedness as a barrier ... neoclassical econo- mics with its strong assumptions on rational behaviour is of limited explanatory value for real behaviour. most studies on the effects of finan- cial literacy programmes show ...
www.wsnp.rvr.org
Netherlands cf USA Cons BK Reform v2.doc
... -court wsnp process has been opened, the debtor may, but need not, present a proposed voluntary payment plan to creditors for their vote. see fw ... just as it does in germany,108 through two stages to extract value from the debtor sale of the debtor's non-exempt assets109 ... of the debtor's non-exempt income.110 the main source of value, if any, for creditors is the debtor's future disposable income, ...
www.wsnp.rvr.org
Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... development in europe, to 2007, by which point most of the present laws were either already adopted (and often already reformed) or in ... a discharge of most remaining debt. in addition to applying the value of whatever few non-exempt assets the debtor might have, ... debts. the fear of moral hazard and de-responsibilisation is still present, and all sources impose some sort of rigorous quid pro quo ...
www.wsnp.rvr.org
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