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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... debts, taken out to meet needs considered to be essential, without recourse to loans to finance debts contracted previously. in defining over-indebtedness, a choice must be made between an objective ... in certain circumstances, the state may take over the property of a person who is unable to pay their debts and distribute that property amongst their creditors. only individuals can go bankrupt ...
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Netherlands cf USA Cons BK Reform v2.doc
... kredietbanken), were pushed out of the consumer lending market in the late 1950s, as finance companies and commercial banks regained dominance, but the meteoric rise of consumer indebtedness ... have any valuable property, like houses, they will most likely have granted security interests or mortgages in this property, and such secured creditors' rights to take their collateral property from the ...
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