Rate note provisions 

11 - 20 van 23 voor rate note provisions

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... funds (times) cost income ratio commission income operating expenses net profit per staff member note 2003 and 2002 figures are stated in accordance with dutch gaap. financial highlights 4 ... loans and determining loan provisions in a timely manner for non-performing loans; and (iv) effective credit grading systems that through consistent application, identify and accurately rate different credit risk ...
tebnv.nl

ATbank compleet 2009.indd
... ) 10 consolidated balance sheet as at december 31st, 2009 before appropriation of profit assets note cash and balances at central banks banks loans and advances interest-bearing securities participating ... at the exchange rate prevailing on the transaction date. banks banks comprise of loans and advances to banks, stated at face value after deduction of specific provisions for doubtful debts, ...
atbank.nl

ar2006.pdf
... , strong european growth and the ecb's rate hike path decreased interest rate differentials in favour of european currency.euro ... from emerging countries to emerging countries. additionally,we also note that exports from emerging countries to developed countries have ... and specific provisions for doubtful debts.the additions to or transfers from the general and specific provisions for doubtful debts ...
garantibank.nl

ar2007.pdf
... the parent company. macroeconomic developments 2007 began on a positive note as global growth maintained an impressive pace, while stock ... positions, i.e. derivatives are converted at period end rate (spot rate). the forward points on currency swaps are amortized to ... 15 years. furniture and equipment 3 to 10 years. provisions general provisions are carried on the balance sheet to cover obligations ...
garantibank.nl  meer van deze site

Schuldnerberatung der Stadt Wien
... -president or the co-chair and accompanied by a brief explanatory note and the indication of the duration and scope of the replacement, ... members of the association is fixed at a normal rate of 730 and a minimum rate of 365. this amount can be modified by ... sole applicable law is belgian law. article 12 the statutes the provisions of these internal rules supplement the provisions of the association's ...
www.wsnp.rvr.org

paper-flex-martin-2.pdf
... exploit differences across state in the timing of adopting stricter job security provisions and find a negative effect of these provisions on firm entry rates and job flows. boeri and jimeno ( ... effect) note based on difference-in-difference ols estimates. estimates are obtained by assuming that, in each industry, the impact of employment protection is greater, the greater the us reallocation rate ...
cpb.nl

Microsoft Word - paper_flex_kramarz.doc
... one from this discussion, it is however interesting to note that workers employed in large firms are virtually ... filing rate are significantly correlated with the job destructions; trial rate and winning rate positively correlated; worker lawyer rate and conciliation rate ... we propose a falsification test based on the different provisions protecting from unfair dismissals across types of workers. ...
cpb.nl  meer van deze site

AMBA 1644140 v14 ABN AMRO RD 2009 DOC
... central items as stated in the segment reporting note to the financial statements on page 92 of this ... callable september million floating rate subordinated notes million floating rate subordinated lower tier 2 notes million floating rate bermudan callable subordinated ... operating expenses loan impairment and other credit risk provisions total expenses operating profit (loss) before tax tax profit ...
snsbank.nl

ATB annual report 2010.pdf
... before tax taxation net profit note (in euro) consolidated cash flow statement 2010 net result non-cash items included in profit depreciation of fixed assets provisions and impairments income tax ... foreign exchange risks related to specific asset and liability positions and interest rate swaps for hedging its interest rate risk. the bank only enters into derivative transactions to mitigate risk ...
atbank.nl

CreditOpinionFrieslandBank03082010Moodys pdf
... basel ii data where applicable. 4 compound annual growth rate. 5 excluding full participation of industrial participating interests. ... the poor macro-economic environment, thus resulting in higher provisions. although the bank reports a large amount of collateral ... portfolio has unrealized aggregate gains. as regards earnings stability, we note the weak profitability and efficiency of the banking and ...
frieslandbank.nl