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Doku_Con_Juni05_s1_33.qxp
... consumers when disseminated at these informal programmes. using radio and television media are an effective way to provide information to consumers but are an expensive delivery mechanism. information offered ... mics with its strong assumptions on rational behaviour is of limited explanatory value for real behaviour. most studies on the effects of finan- cial literacy programmes show that households ...
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Netherlands cf USA Cons BK Reform v2.doc
... stat. u.s.c. 101-1330 (2005), substantially amended by pub. l. no. 109-8, effective oct. fresh start approach of immediately shielding debtors from liability on most obligations ( discharge ) in ... by requiring debtors to include with their petitions a declaration explaining why there is no real possibility to come to an out-of-court debt rehabilitation arrangement. 86 this declarationmust be ...
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