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Doku_Con_Juni05_s1_33.qxp
... tests follow recommended practices such as paying all bills on time, reconci- ling the check book every month and having an ... strong assumptions on rational behaviour is of limited explanatory value for real behaviour. most studies on the effects of finan- cial literacy ... ges, announced with a fanfare of publicity, while at the same time introducing new charges), practices that are counter to the free ...
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Netherlands cf USA Cons BK Reform v2.doc
... to repay debts in full whenever contracted. at the same time, it seems sensible--indeed pedagogically responsible-- not to pursue people ... , focusing on how the law has actually applied in the real world of consumer financial distress. this part continues a larger ... with their petitions a declaration explaining why there is no real possibility to come to an out-of-court debt rehabilitation arrangement ...
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