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Doku_Con_Juni05_s1_33.qxp
... centres. by means of knowledge shared with multipliers, debt counselling ser- vices are made available to a larger number of persons; furthermore, social workers acquire additional qualifications in this ... and knowledge will lead to positive changes in financial beha- viour. the oecd has recently started to identify good practices for effective financial educati- on programmes. however, a striking ...
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Netherlands cf USA Cons BK Reform v2.doc
... due to the dearth of information on these systems in widely-available english-language sources. i have tried to improve this situation ... and the netherlands, a legal system of bankruptcy has been available to consumers--that is, individuals not engaged in entrepreneurial activity-- ... require the debtor to dedicate to the plan has changed recently, as discussed below,52 but before 2001, debtors had to ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... maximise value for creditors, but, on the other hand, a debtor's entire available payment capacity should be available to creditors. noting that resources should be reserved to debtors to allow them ... , portugal, slovakia, the czech republic, latvia, slovenia and poland. the one exception is the most recently adopted law greece reverted to the 20th-century approach of requiring an attempt at a ...
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