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Doku_Con_Juni05_s1_33.qxp
... high-cost debt and improve payment options, pay bills on time and pay more than the minimum payment, 10 conference 2005 5 ... tests follow recommended practices such as paying all bills on time, reconci- ling the check book every month and having an emergency ... char- ges, announced with a fanfare of publicity, while at the same time introducing new charges), practices that are counter to the free ...
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Netherlands cf USA Cons BK Reform v2.doc
... utmost to repay debts in full whenever contracted. at the same time, it seems sensible--indeed pedagogically responsible-- not to pursue people ... currently differs significantly from district to district, even within the same state.25 only about one-third of chapter 13 debtors ... . (noting the growth from 200 to 1200 by 1996). at the same time, a new group of non-nfcc affiliated agencies flooded the ...
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zusammenfassung-u1-u4.qxp
... some alleged reason for giving noti- ce at a later time. debt counselling unemployment has thus shown to be directly related to ... relapse risk. at the same time, having debts is an impe- diment to labour participation, cer- tainly at a time when labour supply is ... or are not accessible, the effect remains very limited. at the same time the net- herlands is in an economic recession, combined with high ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... debtor and his family from undue demands and harassment by their creditors, and at the same time, to have regard for the rights of the creditor, establish and encourage professional and ... 1994). further south, extended exploratory processes came to fruition in austria and germany around this same time. austria amended its bankruptcy law (konkursordnung) in 1993 to add a discharge procedure for ...
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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... same way.' overcommitment occurs when a commitment falls due which cannot be met from foreseeable income in the long term. looked at from the perspective of time, credit means making available future income, the borrower receives the equivalent of an advance on wages-in the same ... with an individual private person on the same level and to the same standards as a commercial or corporate entity. ...
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Microsoft Word - ECDN_statutes_070712.doc
... same way as applications for membership. article 5 membership resignation procedure and effects any member can withdraw from the association at any time ... shall mention the agenda, the location, the date and the time of the general assembly. the agenda shall contain any ... present or represented. this second general assembly shall have the same agenda than the first general assembly. 1.8.the general ...
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