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Doku_Con_Juni05_s1_33.qxp
... with better results in financial tests follow recommended practices such as paying all bills on time, reconci- ling the check book every month and having an emergency fund) but the direction ... mainstream financial markets by black households, federal reserve bank of chi- cago, consumer issues research series, paper no. braunstein and welch 2002, p. 455. 14 roy morgan research 2003; oecd 2004 ...
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Netherlands cf USA Cons BK Reform v2.doc
... himself to the utmost to repay debts in full whenever contracted. at the same time, it seems sensible--indeed pedagogically responsible-- not to pursue people their whole lives for ... . responsibility and payment morality,82 lawmakers insisted that reinvigorating consumer debtors would avoid a series of equally undesirable social ills, including poverty, social isolation, and lost productivity.83 in ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... approach is that, compared to court proceedings, extra-judicial proceedings are less expensive and time consuming. the report endorses judicial cram-down provisions (imposing a plan on creditors against ... charged it with preparing recommendations for official adoption by the council of europe. a series of final recommendations and an explanatory memorandum emerged from this group in february 200757 ...
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