Technological effect 

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Microsoft Word - Russia - 270907- binnenwerk - final.doc
... lead to labour shortages and pension problems. in addition to this negative demographic trend, the technological basis of higher education has been depleted since the fall of the soviet union, ... depreciation of the rouble in 1998. however, the resulting capacity rationalisation was a major positive effect of the turmoil hitting the industry. the transition of the russian mining industry also ...
abnamro.nl

Media_in_Beeld_Engels.pdf
... beauty contest or auctioned to the highest bidder (i.e. the large players)? how will technological innovation impact on the security of the internet and the privacy of consumers? these developments ... death sentence. rik rensen, sbs mobile has a different purpose from content gathering. the serendipity effect is a lot less; the ability to find something you weren't looking for. marc ...
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untitled
... or that the issuer currently does not deem material may also have a material adverse effect on the group's business, results of operations or financial condition and could negatively ... on some or all of its activities and or experience slower growth. con- sumer demand, technological changes, regulatory changes and actions and other factors also affect competition. competitive pressures could result ...
triodos.nl

ar1999.pdf
... government has decided to embark upon a three year imf -sponsored stabilization program which took effect late 1999. the imf stand-by agreement aims to bring wpi inflation down to 20 ... best and most appropriate information technologies. in 1999 the bank made further improvements in its technological infrastructure. we have put our main computers in a cluster to be safeguarded of 24 ...
garantibank.nl

rising health spending new medical technology and baumol effect pdf
... two questions 1. how large is the baumol effect in health care? 2. what does the estimated baumol effect tell us about cost-reducing technological change in health care? these questions will be ... two questions 1. how large is the baumol effect in health care? 2. what does the estimated baumol effect say about the amount cost-reducing technological change in health care? we address the ...
cpb.nl

skill premium technological change and appropriability pdf
... effect counteracts the conventional effect. this is an induced investment effect the expansion of non-production jobs triggers investment in organisational knowledge capital. if sufficiently large, the investment effect may offset the conventional effect ... change because of two types of technological change. first, infrequently occurring major technological breakthroughs raise the return to ability ...
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AMBA 1644140 v14 ABN AMRO RD 2009 DOC
... and other disasters; the inability to hedge certain risks economically; the adequacy of loss reserves; technological changes; changes in consumer spending and saving habits; and the success of abn amro in ... . risk factors set forth below are certain risk factors that could have a material adverse effect on abn amro's future business, operating results or financial condition. these risk factors and ...
snsbank.nl

20110527161500__GBI Annual Report 2010.pdf
... company of which theshareholdersaretuerkiyegarantibanksa..andgeneralelectricfor an amount of eur 68.0 million. the effect on the profit and loss account was not significant. through the sale, gbi ... to its highly technical and professional team, broad network of international counterparts and advanced technological infrastructure, gbi treasury has a strong market position in its niche markets. it ...
garantibank.nl

A Billion to Gain tcm7 104604 pdf
... choices not only ad- versely affects their own betterment, but also has a trickle up effect' to all stakeholders in microfinance. with that respect, the current state of the microfinance sector ... adoption of technology has increased in the sector and has many potential benefits for mfis. technological advances have the potential to reduce the operating expenses of mfis, both in general administration ...
ing.nl

Document
... or that the issuer currently does not deem material may also have a material adverse effect on the bank's business, results of operations or financial condition and could negatively ... losses on some or all of its activities and or experience slower growth. consumer demand, technological changes, regulatory changes and actions and other factors also affect competition. competitive pressures could ...
triodos.nl