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1 - 4 van 4 voor time workers
7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... facilitated second chances and therefore entrepreneurial activity. it specifically examined the length of time a debtor remained subject to bankruptcy proceedings in the various states. as a ... become overindebted or insolvent. more extra judicial agreements with the intervention of debt advice workers whereby moratoria, holiday from payments, interest holidays and rescheduling should be given some ...
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Doku_Con_Juni05_s1_33.qxp
... debt counselling ser- vices are made available to a larger number of persons; furthermore, social workers acquire additional qualifications in this way. also, the employability of clients is increased. the debt ... with better results in financial tests follow recommended practices such as paying all bills on time, reconci- ling the check book every month and having an emergency fund) but the ...
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Netherlands cf USA Cons BK Reform v2.doc
... exert himself to the utmost to repay debts in full whenever contracted. at the same time, it seems sensible--indeed pedagogically responsible-- not to pursue people their whole lives for debts ... of offering debtors a perspective for their futures, giving them an incentive to remain productive workers rather than cowering in the shadow of insurmountable debt for the remainder of their productive ...
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zusammenfassung-u1-u4.qxp
... workers in various public and private organisati- ons, in the context of general social work. 1991 was the first time ... by debt advice services composed of social workers and lawyers. they try to restore communications ... time to hide their overindebtedness situation to their family, employers or co-workers and to find money solutions to solve it. this is why they do not have a lot of spare time ...
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