1 - 3 van 3 voor welfare differences
Doku_Con_Juni05_s1_33.qxp
... in society. consu- mers' responsibilities for their retire- ment savings have grown. changes in welfare reform have moved low- income consumers from government benefit recipients to permanent job seekers. ... public in financial services and the dissemination of knowledge in this area there are strong differences in belgium and the situation seems to be very frag- mented and unstructured. for ...
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Netherlands cf USA Cons BK Reform v2.doc
... 21st century. to complete the globalization picture, this article also notes key similarities and differences between the dutch system and the new consumer debt relief systems in neighboring european ... private credit counselors. ironically, credit counseling in the united states was initiated not by welfare organizations, but by commercial banks. in response to rising default rates and personal ...
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zusammenfassung-u1-u4.qxp
... . as part of this group is granted additional assistance (for instance unemployment assistan- ce welfare assistance), multiple counts are found to some extent. unemployment is the main reason for ... debtor does not perform his obligations, s he is usually declared officially bankrupt. the main differences between the two regulations are that in the statutory process the administrator and court ...
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