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1 - 3 van 3 voor welfare expenses
Doku_Con_Juni05_s1_33.qxp
... in society. consu- mers' responsibilities for their retire- ment savings have grown. changes in welfare reform have moved low- income consumers from government benefit recipients to permanent job seekers ... typically include home ownership, post-secondary educati- on, and microenterprise or job trai- ning expenses. hence, participants accrue matches as they save for goals that are perceived to ...
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Netherlands cf USA Cons BK Reform v2.doc
... of private credit counselors. ironically, credit counseling in the united states was initiated not by welfare organizations, but by commercial banks. in response to rising default rates and personal bankruptcy ... 50,000.100 these debtors had average fixed expenses of about 400 per month,101 not to mention floating expenses for food and other household expenses. even given a tight budget of, say ...
www.wsnp.rvr.org
zusammenfassung-u1-u4.qxp
... the first place is to draw up a detai- led balance of monthly income and expenses, which, depending on inco- me level and standard of living, may be positive even in ... assistance. as part of this group is granted additional assistance (for instance unemployment assistan- ce welfare assistance), multiple counts are found to some extent. unemployment is the main reason for overindebtedness ...
www.wsnp.rvr.org
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