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does employment affect productivity pdf
... the united states'record is quite good in both respects it combines a high participation rate and ... both respects both productivity per hour and hours worked per capita are higher in the us. 2 in a large and systematic reduction of labour productivity. they extend their analysis to both ... labour force and employment), suggesting that demographics variables have both a strong e ect on employment and ...
cpb.nl

ASN Beleggingsfondsen Annual Report 2003
... ensures that its managers and staff comply with it strictly. the group states that it respects nextpreviousback to contents l m general 19 and acts in accordance with the guidelines on ... these companies were removed from the investment universe following rescreening for largely the same reasons. both companies showed that they had targets for and good intentions of sustainability performance in 2001 ...
asnbank.nl

Triodos Proxy Voting Guidelines
... of triodos bank, namely to contribute to a more people-oriented society one which respects people, the environment and culture. social, ethical as well as financial considerations are at ... committed shareholders. the loyalty dividend acts as a device that both rewards long-term shareholders and improves investor relations. both voluntary registration and de-registration should be available. triodos ...
triodos.nl

ar1999.pdf
... as it enables the bank to better assess and mitigate the risks. in many respects, 1999 has been a very significant year for turkey. repercussions of global emerging markets ... developments in the turkish economy, ugbi bank has embarked on diversification and product innovation; both coupled with in-depth knowledge of turkish business environment. diversification of industry sectors, diversification ...
garantibank.nl

Netherlands cf USA Cons BK Reform v2.doc
... balanced sense. this article reveals that congress has in many respects adopted the consumer bankruptcy system in place for the past ... the 1950s and 1960s placed great stress on both systems, leading to reform in both countries in 1979. these reforms took very ... being made to and undeclared obligations incurred by the debtor, both of which would affect the administration of the estate. see kamerstukken ...
www.wsnp.rvr.org

zusammenfassung-u1-u4.qxp
... and effect still remains unsol- ved in a number of respects. in the practical work of debt coun- selling services, usually ... certain period if a number of requirements are met. conclusion both unemployment and overindeb- tedness are becoming more and more common ... this friendly mediation is based on the good will of both, overindebted people and creditors. if the overindebtedness situation is ...
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77-7501-201d
... convenience only. the conditions in the dutch language shall be binding and prevail in all respects. the law of the netherlands shall apply. opening 1 the private banking savings account can ... holder will not become effective until they have been announced in accordance with condition 9. both the account holder and n.v. may close the account at any time. 8 unless ...
abnamro.nl

Two-Tier Labor Markets in the Great Recession: France vs. Spain
... financial and economic crisis in 2007-08. we focus on a comparison with france because both economies share similar labor market institutions (employment protection legislation, un- employment benefits, wage bargaining, ... from those of sala et al. (2009) and costain et al. (2010) in three main respects. first, they assume that temporary jobs can be destroyed at any time. however, since regulations ...
cpb.nl

AMBA 1644140 v14 ABN AMRO RD 2009 DOC
... as issued by the international accounting standards board (iasb) which vary in certain significant respects from accounting principles generally accepted in the united states, or 'us gaap'. a ... certain of the underlying obligations, with financial institutions applying different valuation models to reflect both the actual and perceived underlying risk profiles of such securities or obligations when ...
snsbank.nl

A Billion to Gain tcm7 104604 pdf
... time of publication, ing makes no representation that it is accurate or complete in all respects. the information contained herein is subject to change without notice. neither ing nor any ... for mfis. technological advances have the potential to reduce the operating expenses of mfis, both in general administration and the costs involved with servicing small loans. certain technology advances, ...
ing.nl