|
1 - 10 van 13 voor financial literacy
disc160.pdf
... workers planned retirement age. as long as there are no unanticipated shocks, nor changes in financial literacy, the workers planned retirement age should stay constant over time. this is irrespective of ... might indicate that households are not able to report their planned retirement to poor financial literacy in the pension domain. however the lower non response on retirement plans, compared to ...
cpb.nl
omslag policy brief 2011 7 uk indd
... financial risks and makes financial risk less attractive for young cohorts. another argument why less financial risk should be redistributed to the young is that -- in richer families -- part of financial ... of public economics 92, 1463-1485. lusardi, a. and o.s. mitchell, 2006, financial literacy and planning implications for retirement wellbeing, pension research council, wharton school, university ...
cpb.nl
effect early tracking participation higher education pdf
... years of tracking are instrumented by dummy variables for pupils that stopped school because of financial constraints, family reasons, or because of personal constraints like illness. their instrumental variables estimates ... tracking cannot be estimated. 9 they do, however, not find this effect with respect to literacy and on-the-job training. moreover, the empirical findings are less clear for the ...
cpb.nl
Microsoft Word - cpbdoc104
... labour mobility capital market size internal market services, network industries cost of capital financial services markets innovation ict information society r d, knowledge spillovers r d ... between firms and research institutes (universities) human capital education upper secondary education, literacy, graduates in mathematics, science and technology training participation in life-long learning ...
cpb.nl
excellence-productivity.pdf
... effects from human capital arise from education. education might not only increase individual financial returns, but might also increase health, reduce criminality and increase transfer of knowledge ... the knowledge and skills of 15-year-old students on three literacy domains mathematical literacy, reading literacy and scientific literacy (oecd, 2005a). pisa aims to assess the capabilities of students ...
cpb.nl
Microsoft Word - discussion68
... ). as far as higher education is concerned, european coordination can imply coordination of financial matters regarding higher education (funding, tuition fees), but could also include making educational ... not systematically different from large countries. with respect to education he considers the literacy rate, primary school completion and secondary school enrolment and concludes that they all ...
cpb.nl
impact social capital crime pdf
... economics and the regional studies association meetings in prague in may 2008. ak comak acknowledges financial support from the maastricht research school of economics of technology and organizations (meteor). the ... instructions to read the bible in ones own language and support for universal schooling boosted literacy levels early on and hence created more human capital.8 recent studies show the ...
cpb.nl
Microsoft Word - cpbdoc91.doc
... educational quality. examples of enrolment policies are changes in the compulsory schooling age and financial aid to encourage higher education enrolment. policies designed to improve educational quality include class ... take account of differences in educational quality, by including student-teacher ratios and adult literacy rates. barro and sala-i-martin (1995) use expenditures on education as a ...
cpb.nl
Microsoft Word - Memorandum_Arjan_Bas_Extern_135.doc
... rather strong assumption, but schooling of individuals does not seem to be very responsive to financial incentives, however, see also jacobs (2004) for a review of estimates. 15 3 training on ... 2000 (european commission, 2004, p28). we simulate the effects of increasing literacy by increasing the wage returns of schooling. if literacy improves, the returns to education increase. the eu bases this ...
cpb.nl
N:\publicaties\...\nahuis.wp [PFP#731253671]
... data of the educational system; the international adult literacy survey of the oecd is a collection of comparable data about the numeracy and literacy skills of the adult population in seven ... and related institutional factors. first, those people who served in the army were given generous financial support to educate themselves, which induced a drastic increase in supply of skills. second, the ...
cpb.nl
| 