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1 - 10 van 57 voor individual savings accounts
paper-flex-martin-2.pdf
... mobility on workers, oecd (2010) uses individual longitudinal data from the european community household panel to assess the wage premia to job changes, controlling for individual heterogeneity (see oecd, 2010 for details ... austrian reform of 2003 which converted uncertain firing costs for employers into a system of individual savings accounts, funded by
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analysis individual accounts unemployment risk netherlands pdf
... individual savings accounts for unemployment? under the current unemployment insurance system employees pay a premium to finance unemployment insurance for the unemployed. under a system of individual savings accounts ...
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dp174-flexible-retirement.pdf
... neutral at the aggregate level say for the average individual then the pension scheme may still cause large distor- tions in the individual labour supply decisions. i discuss two cases (i) ... to make the accumulated severance pay portable. in 2003, austria switched to a system of individual savings accounts for job loss. employers pay contributions to this account. employees can receive a payment ...
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individuele spaarrekeningen voor werkloosheid mirakel mythe pdf
... individual savings accounts are a recurring reform option for unemployment insurance. under a system of individual accounts, individuals are forced to save part of their income into an individual ...
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Discussion paper
... on dutch government accounts. the data go back far enough to enable the construction of generational accounts of the cohorts ... incomes are mainly generated from savings out of labour and self-employed income. savings do not increase the present value ... section 2, generation specific individual net benefits have been derived by first computing generation specific individual benefits or burdens for ...
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Microsoft Word - memo100
... individual savings. although this does not escape the trade-off between insurance and incentives, it maintains some important benefits from insurance. individual saving accounts with individual saving accounts ...
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Microsoft Word - discussion55.doc
... after the end of the reporting year in the national accounts. 16 has strong suspicions, on the basis of whatever information ... stock market correction occurred precisely at a time when the individual savings ratio had dropped to a post-1945 low, relatively ... at that time, namely the weak theoretical foundation of the individual equations and the econometric identification of the structural parameters ...
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rethinking retirement participation towards allocation pdf
... engage in more precautionary savings. it is sometimes suggested that insurance can be fully replaced by a system of individual saving accounts that is based on precautionary savings. integrating this saving ... severance pay portable. for example, in 2003, austria switched to a system of individual saving accounts for job loss. employers pay contributions in this account, employees can receive a ...
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Microsoft Word - Finale_versie.doc
... levels of unemployment and disability benefits, shorter unemployment benefit duration, or substitution towards individual saving accounts, can help reducing unemployment rates and raising labour- market participation by combating ... small unemployment spells. for larger risks, however, insurance is typically more efficient than savings. for a given level of insurance, the key policy challenge is to ...
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testing consumers asymmetric reaction wealth changes pdf
... savings are defined as the delta of net financial wealth. this sums up checking and savings accounts, savings certificates, bonds, stocks and other financial assets. it also deducts the negative balance of checking accounts ... the estimated thresholds and the standard deviation of the simulated individual effect. the simulated individual effect, that brings unobserved heterogeneity in the model, is ...
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