Note provisions 

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ATbank compleet 2009.indd
... ) 10 consolidated balance sheet as at december 31st, 2009 before appropriation of profit assets note cash and balances at central banks banks loans and advances interest-bearing securities participating ... advance less the collateral calculated on the estimated market value is taken for impairment. provisions for loan losses are determined in line with the provisioning policy. impairment losses are ...
atbank.nl

ar2006.pdf
... percent growth in merchandise exports from emerging countries to emerging countries. additionally,we also note that exports from emerging countries to developed countries have doubled during the same ... value, after deduction of general and specific provisions for doubtful debts.the additions to or transfers from the general and specific provisions for doubtful debts are recognized in value ...
garantibank.nl

ar2007.pdf
... a reimbursement receivable from the parent company. macroeconomic developments 2007 began on a positive note as global growth maintained an impressive pace, while stock markets continued their rally across ... renovation properties 10 to 15 years. furniture and equipment 3 to 10 years. provisions general provisions are carried on the balance sheet to cover obligations and losses at the balance ...
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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... to the titles of european bankruptcy legislation netherlands faillissementswet (translation bankruptcy act) please note the dutch bankruptcy act contains three titles 1. faillissementen (translation bankruptcy ) 2. ... 11 of the united states code. chapters 1, 3 and 5 contain general provisions. chapters and 13 establish different sorts of proceedings for simple liquidations, reorganizations of ...
www.wsnp.rvr.org

Schuldnerberatung der Stadt Wien
... , addressed to the vice-president or the co-chair and accompanied by a brief explanatory note and the indication of the duration and scope of the replacement, these impeachment, negligence or ... arrondissement of charleroi. the sole applicable law is belgian law. article 12 the statutes the provisions of these internal rules supplement the provisions of the association's statutes, which prevail.
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paper-flex-martin-2.pdf
... exploit differences across state in the timing of adopting stricter job security provisions and find a negative effect of these provisions on firm entry rates and job flows. boeri and jimeno (2005 ... otherindustry empl.quitting empl.losing hirings separations job-to-job separations job-to-jobless separations note based on difference-in-difference ols estimates. average effect of a one-point increase ...
cpb.nl

Microsoft Word - paper_flex_kramarz.doc
... expectations, one leading to conciliation, one from this discussion, it is however interesting to note that workers employed in large firms are virtually absent from the prud'hommes. in ... standard deviation). as an additional check, we propose a falsification test based on the different provisions protecting from unfair dismissals across types of workers. by law, firing constraints are reduced ...
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Microsoft Word - Notes_AFM clean 300609 FINAL.DOC
... the underlying ), in all cases, as provided in the terms of the relevant note. the types of note that may be issued under this base prospectus are described below. range accrual ... be adversely affected. prospective purchasers should review the conditions to ascertain whether and how such provisions apply to the securities. (f) creditworthiness. any person who purchases the securities is relying ...
snsbank.nl

AMBA 1644140 v14 ABN AMRO RD 2009 DOC
... to santander are also included within central items as stated in the segment reporting note to the financial statements on page 92 of this document. the sale of business ... of consolidated private equity holdings operating income operating expenses loan impairment and other credit risk provisions total expenses operating profit (loss) before tax tax profit (loss) from continuing operations profit ...
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ATB annual report 2010.pdf
... result before tax taxation net profit note (in euro) consolidated cash flow statement 2010 net result non-cash items included in profit depreciation of fixed assets provisions and impairments income tax ... . the provisioning committee advises the board of managing directors on loan impairments and which provisions should be taken for them. 20 notes to the consolidated financial statements as at ...
atbank.nl